Can I keep my current POS?

Often, yes. We work with a wide range of systems and will tell you honestly whether keeping yours or switching to Clover/SwipeSimple makes more sense for your business.

How fast can I get set up?

Most merchants are approved and running within a few business days. High-volume or multi-location setups can take a little longer — we keep you updated throughout.

Do you work with high-risk or specialty industries?

Yes. From smoke shops to auto to medical, we place accounts across many verticals other processors won't touch.

Pricing depends on your volume, industry, and setup. We'll show you exact numbers on a quick call — including dual pricing options that can bring your effective cost to near zero.

Can you process online payments too?

Absolutely. We integrate with any website host and e-commerce platform, so you can take payments in-store, online, and on the go from one partner.

Do you really offer human support?

Yes — you get direct access to people who know your account, not a ticket queue. It's the core of how we work.

Now BookingTalk to a Payments Expert

Credit CardProcessingforEveryBusiness.Without the fee headache.

Velocity helps small businesses accept credit and debit cards — in person and online — with the right POS system, transparent pricing, and a Cash Discount program that eliminates almost all your processing fees. Real human support, nationwide.

Book a Consultation

4.5 · 117 Google reviews

Credit Card ProcessingDual PricingACH PaymentsClover POSSwipeSimpleGift & LoyaltyBusiness FundingChargeback ProtectionPCI ComplianceQuickBooksShopifyWooCommerceCredit Card ProcessingDual PricingACH PaymentsClover POSSwipeSimpleGift & LoyaltyBusiness FundingChargeback ProtectionPCI ComplianceQuickBooksShopifyWooCommerce

Merchant services, done right

Credit card processing and POS built for small businesses

Velocity Business Solutions helps mom-and-pop shops and growing businesses accept credit and debit cards in person and online. We set up and support merchant processing, Clover and other POS systems, ACH, gift & loyalty, and business funding — and our Cash Discount program can eliminate almost all of your processing fees, so you keep nearly 100% of every sale.

Whether you run a restaurant, retail store, smoke shop, salon, auto shop, or service business, we match you to the right setup across dozens of industries nationwide — and a real person stays involved long after install. No call centers, no faceless apps.

Thinking of switching?

Why business owners switch to Velocity from Square & Stripe

Square and Stripe make it easy to start — but you pay a flat percentage on every sale and get a chatbot for support. Velocity keeps nearly all of that fee in your pocket and gives you a real person. Here's the honest comparison.

Compare

The differences

Velocity

Real human payments partner

Square

DIY flat-rate

Stripe

Online-first API

Processing fees

Near 0% effective with the Cash Discount Program

Flat ~2.6% + 10¢ on every in-person sale

Flat ~2.9% + 30¢ on every online sale

Support

A named rep who answers the phone and shows up

Help center & chat

Docs, email & chat

Who it really fits

Every industry, in person & online — including high-risk

Simple small retail & cafés

Developers & online-first businesses

POS & hardware

Clover, Genius, Dejavoo & more — matched to your shop

Square hardware only

Mostly online; limited hardware

Getting set up

We install it and train your staff

Do-it-yourself

Developer setup

Keep your current POS

Often yes — we'll tell you honestly

Limited

Velocity

Near 0% effective with the Cash Discount Program

Square

Flat ~2.6% + 10¢ on every in-person sale

Stripe

Flat ~2.9% + 30¢ on every online sale

See the full comparison Or find your setup in 60 seconds

Square and Stripe rates are their standard published pricing and are trademarks of their respective owners; shown for comparison only.

Accredited, Trusted, and Recommended

BBB Accredited Business — Velocity Business Solutions

Proud BNI member — Velocity Business Solutions

The numbers

Real impact, at scale

1,000+

Businesses served

Typical

-30%

Velocity

30%

Saved on processing, up to

Velocity

13+

Avg. processor

13+

POS systems supported

Coverage across all 50 US states, with reduced-scale Alaska and Hawaii shown as nearby insets.

States served nationwide

Verified on

Our customers speak for us

“Bryce at Velocity provided absolutely incredible service. From start to finish, he made the entire setup smooth, simple, and stress-free. He took the time to explain everything clearly, answered all my questions with patience, and made sure I felt confident in the decisions I was making. It’s rare to find someone so responsive, knowledgeable, and genuinely invested in helping your business succeed. I truly appreciate the professionalism and care Bryce brought to the process — highly recommend working with him at Velocity!”

— Jacque lawton

“We worked directly with Darienne to upgrade our POS and credit card processing, and she was outstanding. She took the time to review our statements line by line and showed us exactly where we were overpaying. She walked us through Clover and SwipeSimple options and made sure we chose what actually fit our business. The transition was smooth. Highly recommend working with Darienne if you want someone knowledgeable and transparent.”

— Anthony Ringstaff

“Bryce at Velocity provided absolutely incredible service. From start to finish, he made the entire setup smooth, simple, and stress-free. He took the time to explain everything clearly, answered all my questions with patience, and made sure I felt confident in the decisions I was making. It’s rare to find someone so responsive, knowledgeable, and genuinely invested in helping your business succeed. I truly appreciate the professionalism and care Bryce brought to the process — highly recommend working with him at Velocity!”

— Jacque lawton

Everything you need

Keep more of every in-person sale. Card acceptance, fee-eliminating pricing, the right POS, and real human support — from one local partner.

Accept every card in person — tap, insert, or swipe

Present card

$9.75

Tap, insert, or swipe

Mocha Latte$5.50

Croissant$3.61

Tax$0.64

Total$9.75

Approved

Tap-to-pay, chip & swipe, plus Apple Pay and Google Pay
Runs on Clover, Dejavoo, Genius and more — we match the hardware to your shop
Credit and debit, every major card brand, in-store and on the counter
Set up, installed, and supported by real local people

Explore merchant processing →

Dual pricing brings your effective rate to near zero

Dual Pricing

Your effective processing rate

~0%

The card price covers the cost of acceptance, so you keep nearly 100% of every sale.

Eliminate almost all your fees with the Cash Discount Program

ItemCashCard

Mocha Latte$5.00$5.15

Croissant$3.50$3.61

Card price covers processing — your cost drops to near zero.

A real person who answers — and shows up

Your dedicated Velocity Business Solutions merchant services representative

Your Velocity rep

● Available now

Hey! Terminal came in — can someone help me set it up?

On my way out to you this afternoon. 👍

Business funding when you need it

Matched to a funding partner

Working capital

Based on your card sales — through vetted partners

Repay as you earna small % of daily sales

Take payments online too — and connect the tools you already use

Online checkout and invoicing when you need it

Clover, SwipeSimple, Dejavoo & more hardware

QuickBooks, Shopify, and your website

your-store.com/checkout

Pay securely

Card

Apple Pay / Google Pay

ACH / US bank account

Pay

works with your stack

Connected tools

ToolCategoryStatusCloverPoint of saleLiveQuickBooksAccountingSyncedDejavooTerminalLiveYour websiteOnline paymentsConnected

Not sure what you need?

Find your perfect setup in 60 seconds

Answer a few quick questions and our Find My POS tool recommends the right POS, card processing, and the pricing model that eliminates almost all your fees — then a real person confirms it.

Find My POS

✓Tailored to your industry and volume
✓Matches you to Clover, Genius, Dejavoo, SwipeSimple & more
✓Specs the exact hardware — KDS, scales, scanners, printers
✓Leads with fee-eliminating Cash Discount pricing

Built for you