Business Funding

Working capital based on your sales

Q: How fast can I get funded?

Often within a few business days once you're approved by the funding partner.

Q: Does Velocity lend the money directly?

No. Velocity is not a direct lender — we connect you with vetted funding partners and manage the process so it's simple for you.

Q: How do I repay it?

Repayment is automatic — a small percentage of your daily card sales , so you pay more when business is busy and less when it's slow.

Q: What do I need to qualify?

Mainly time in business and steady card volume — approvals lean on your real sales rather than a perfect credit score.

Fast working capital matched to your sales — through Velocity's funding partners.

Talk to an expert Find your setup in 60 seconds

Based on your sales, not your credit score

A few months in business

Steady monthly card sales

No perfect credit required

Funds in days, not weeks

Velocity connects you with vetted funding partners; approval and terms are set by the funder.

Best for

Established merchants who need flexible capital fast — matched with the right funding partner.

How it works

Need capital to grow, buy inventory, or cover a gap? Velocity connects you with trusted funding partners who can advance working capital against your card processing volume — repaid automatically as a small percentage of your daily sales. Velocity is not a direct lender; we match you with the right funding partner and handle the process for you.