Cash Discount Program

Eliminate almost all your processing fees

Q: Is cash discounting legal?

Yes — it's legal in all 50 states when it's disclosed correctly. Velocity sets up the compliant signage and receipt language for you, so you're covered from day one.

Q: Will it upset my customers?

Rarely. Most customers already know it from gas stations and local shops. A clear cash price and card price with a small cash discount keeps it friendly and transparent.

Q: Does it work with my POS?

Yes — dual pricing pairs with virtually any Velocity terminal or POS, from Clover to Dejavoo , and we configure it for you.

Q: Does it apply to credit and debit?

Both. Because it applies to credit and debit alike, dual pricing typically saves more than surcharging — which can't be applied to debit cards at all.

Cash Price & Card Price — like the pump. The card price covers processing; cash pays a lower price.

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Like the pump

Cash price

$9.70

Lower price

Card price

$10.00

Covers processing

The small difference on card payments offsets your processing cost — bringing your effective rate close to zero.

Best for

Businesses with tight margins that want to reduce processing expense.

How it works

You've seen it at the gas pump: a cash price and a card price. Dual pricing brings that same idea to your business. You post both prices, and the card price offsets the cost of processing — bringing your effective rate close to zero.

Customers who pay by card simply pay the listed card price; customers who pay cash get the lower cash price. It's transparent, easy for staff to explain, and applies to both credit and debit — which is why it typically saves more than surcharging.

Velocity handles everything that keeps it compliant: the signage at your counter, the receipt language, and the POS or terminal configuration. Cash discounting is legal in all 50 states when disclosed correctly, and we make sure it is.

What you get

Near-zero effective processing cost

Fully compliant setup & signage

Works on Clover and more

Transparent for customers

Your questions, answered

Frequently asked

Yes — it's legal in all 50 states when it's disclosed correctly. Velocity sets up the compliant signage and receipt language for you, so you're covered from day one.

Rarely. Most customers already know it from gas stations and local shops. A clear cash price and card price with a small cash discount keeps it friendly and transparent.

Yes — dual pricing pairs with virtually any Velocity terminal or POS, from Clover to Dejavoo, and we configure it for you.

Both. Because it applies to credit and debit alike, dual pricing typically saves more than surcharging — which can't be applied to debit cards at all.