Wholesale Rate Program

Save up to 30% with wholesale processing rates

Q: How do I know if I qualify?

Qualification is based on your processing volume and time in business . Send us a recent statement and we'll tell you quickly — at no cost .

Q: What is interchange-plus pricing?

It's the wholesale model: you pay the card networks' actual interchange cost plus one small, fixed markup — instead of a padded flat rate that hides the real cost of each sale.

Q: Is this cheaper than dual pricing?

It depends on your business. Dual pricing usually saves the most, but wholesale pricing is a great fit when you'd rather not post a cash/card price. We'll compare both side by side with real numbers.

Q: Are there hidden fees?

No. Interchange-plus pricing is transparent by design — you see the true interchange cost plus a small, visible markup, on a statement you can actually read.

The same low wholesale rates big companies get — with a free savings analysis on your current statement.

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Pay the wholesale rate, not retail markup

Typical retail markuphigher

Your wholesale ratelower

Save up to 30%

Illustrative. Actual savings depend on your volume, card mix and current rates.

Best for

Established businesses with steady card volume who want the lowest possible rate.

How it works

Most small and mid-sized businesses pay padded, flat-rate processing without ever seeing the true cost of a transaction. The Wholesale Rate Program gives you access to genuine wholesale (interchange-plus) pricing — the real cost of interchange plus a small, transparent markup — so more of every sale stays with you.

Qualification is based on your time in business and processing volume. We start with a free analysis of a recent statement, show you your true effective rate, and lay out exactly what you'd save. No junk fees, no mystery line items — statements you can actually read.

Not sure whether wholesale pricing or our Cash Discount Program saves you more? We'll compare both side by side so you can choose with real numbers.

What you get

Save up to 30% on processing

Rate-match guarantee

Free savings analysis on your statement

Based on time in business & volume

Your questions, answered

Frequently asked

Qualification is based on your processing volume and time in business. Send us a recent statement and we'll tell you quickly — at no cost.

It's the wholesale model: you pay the card networks' actual interchange cost plus one small, fixed markup — instead of a padded flat rate that hides the real cost of each sale.

It depends on your business. Dual pricing usually saves the most, but wholesale pricing is a great fit when you'd rather not post a cash/card price. We'll compare both side by side with real numbers.

No. Interchange-plus pricing is transparent by design — you see the true interchange cost plus a small, visible markup, on a statement you can actually read.