Learning Center
How does dual pricing work?
Dual pricing shows customers two prices — one for cash and one for card. The card price includes the processing cost, so paying by card covers the fee and your effective processing cost drops close to zero. Done compliantly, it's fully legal.
With dual pricing, every item shows a cash price and a slightly higher card price. Customers choose how to pay. The difference covers your processing cost.
The key is compliance: clear signage, correct receipts, and proper POS configuration. Velocity sets all of that up so you stay compliant while cutting costs.
Frequently asked
They're closely related: you post a cash price and a card price, and the card price offsets your processing cost. Velocity sets it up compliantly.
Yes, in all 50 states when disclosed correctly with proper signage and receipts — which we handle for you.
Yes — unlike surcharging, dual pricing can offset both credit and debit, which is why it usually saves more.
Most are used to it from gas stations and local shops. Clear cash/card pricing keeps it simple and transparent.
No pressure, just answers