Learning Center

What is a virtual terminal?

A virtual terminal turns any computer, tablet, or phone into a payment terminal — you key in card details to charge customers over the phone, by mail, or from an invoice, with no physical card needed.

A virtual terminal is a secure web page where you manually enter a customer's card information to process a payment. It's perfect for phone orders, mail orders, deposits, and billing where the card isn't physically present.

Velocity typically provisions a virtual terminal through Authorize.Net, with tokenized card-on-file and recurring billing so repeat charges are secure and simple.

Frequently asked

No — a virtual terminal runs in a browser on devices you already own.
Yes — card data is tokenized and the terminal meets PCI standards.
Yes — secure card-on-file supports recurring and future charges.
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