What is tokenization and why does it matter?
Tokenization replaces a customer's card number with a random stand-in “token” that's useless if stolen. It lets you securely save cards for repeat billing without storing the real number — which protects customers and shrinks your PCI compliance burden.
Every time a card is entered, its real number is a target. Tokenization swaps that number for a random token the moment it's captured. The token can be used to charge the same customer again, but it's meaningless to a thief and can't be reversed into the original card number.
That matters for two reasons: it protects your customers if your systems are ever breached, and it keeps raw card data out of your environment — which dramatically reduces your PCI compliance scope.
Velocity's gateways and terminals tokenize by default, so saved cards, recurring billing, and card-on-file all work without you ever holding a real card number.
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