Velocity Business Solutions
POS Systems

Product

Authorize.net virtual terminal

The online gateway and virtual terminal — take card, eCheck (ACH), and digital-wallet payments online, over the phone, or on a phone, with recurring billing and built-in fraud detection. No POS hardware required.

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Authorize.net Virtual Terminal POS dashboard and reporting for small business
Authorize.net Virtual Terminal logo

Product

Best for

Online stores, professional & B2B services, nonprofits and churches, and recurring-billing businesses — anyone who needs to take payments online, over the phone, or on a schedule without POS hardware.

See it in action

Watch the Authorize.net Virtual Terminal demo

Authorize.Net Virtual Terminal — demo — plays right here, no need to leave the page.

What's inside

Built to handle it

Take payments anywhere

Online checkout, keyed phone orders, mobile Tap to Pay, or a connected card reader — all from one account, no bulky hardware.

Recurring & eCheck built in

Subscriptions, payment plans, and low-cost eCheck (ACH) for big or repeat invoices, with secure card-on-file.

Fraud protection by default

Real-time Advanced Fraud Detection, tokenization, and PCI compliance protect every card-not-present transaction.

Connects to your stack

QuickBooks, your shopping cart, and hundreds of integrations — backed by Visa's payments network with free 24/7 support.

The platform

Everything it runs on

Beyond the hardware, Authorize.net Virtual Terminal brings a full payments platform — here's what matters most when you're choosing software, in plain terms.

Ways to Get Paid

However your customers want to pay.

  • Online checkout — cards, debit & digital wallets (Apple Pay, Google Pay, PayPal)
  • Virtual Terminal — key in phone & mail orders from any browser
  • Payment links & invoices — email or text a bill and get paid
  • Simple Checkout — Buy Now / Donate buttons for your site
  • Tap to Pay / mobile — turn a phone into a contactless reader
  • Card reader (Virtual POS) — connect a reader to your computer for in-person

Recurring & eCheck

Bill on a schedule and lower your cost.

  • Recurring billing — subscriptions, memberships & payment plans
  • eCheck / ACH — low-cost bank payments for big or repeat invoices
  • Card-on-file — store cards securely for repeat customers
  • Automated retries — recover failed recurring charges

Security & Fraud

Protect every payment.

  • Advanced Fraud Detection — real-time, built-in filters
  • Tokenization — card data stays out of your systems
  • Address & CVV checks — stop card-not-present fraud
  • PCI-compliant — meets card-brand security standards

Run & Integrate

One dashboard, connected to your tools.

  • Reporting dashboard — all your sales in one place
  • QuickBooks & accounting — sync sales and reconcile automatically
  • Hundreds of integrations — shopping carts, CRMs & billing tools
  • Backed by Visa — a reliable, widely supported gateway
  • 24/7 support — free help from real people — plus local Velocity support

Good to know

Frequently asked

The questions merchants ask us most about Authorize.net Virtual Terminal — with real answers, not a support queue.

No. The virtual terminal runs in any browser, so you can take payments on a phone, tablet, or laptop. Add an optional card reader or Tap to Pay only if you also want in-person sales.
Yes. Recurring billing handles subscriptions, memberships, and payment plans, with secure card-on-file and automatic retries so failed charges get recovered instead of lost.
Yes. eCheck (ACH) lets customers pay straight from a bank account — a low-cost option that really adds up on large or recurring invoices.
Yes. Key card details into the Virtual Terminal from any browser for secure phone and mail orders — ideal for billing questions, pop-ups, and field service.
Yes. Simple Checkout adds Buy Now and Donate buttons to your site, and recurring giving lets supporters give monthly in a few taps.
Yes. Authorize.net connects to QuickBooks, major shopping carts (WooCommerce, BigCommerce, Squarespace, Wix, and more), and hundreds of other tools, so online sales reconcile with the rest of your business.
Through built-in Advanced Fraud Detection, tokenization, and address/CVV verification tuned for card-not-present sales — protecting every online and keyed transaction.
Yes. We provision your gateway, connect it to your site or virtual terminal, configure recurring billing if you need it, and support it with real Velocity people afterward.

Industries it fits

Integrations

Pair it with

Ready when you are

Let's get Authorize.net Virtual Terminal working for you

Sold, set up, and supported by real Velocity people.

Talk to an expert Find your setup in 60 seconds
No pressure, just answers

Let's Talk Payments

Tell us about your business and we'll show you exactly what fits — processing, POS, and pricing. No pushy sales, just a straight answer.

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